Federal holidays begin with New Year’s Day and end with Christmas, with fixed dates and weekday rules set by law.
The US holiday calendar looks simple until fixed-date holidays land on weekends, Monday holidays shift each year, and Inauguration Day appears only for certain workers. This article puts the federal holidays in calendar order, then adds plain notes for schools, banks, mail, work schedules, and trip plans.
The main list below uses the legal federal names. Some states and businesses use different labels, mainly for Washington’s Birthday and Columbus Day. That wording can matter when you’re checking paid leave, bank closures, mail dates, or school calendars.
US Holidays In Order By Month And Rule
The federal list has 11 annual holidays. USA.gov counts 12 federal holidays when it adds Inauguration Day, which applies each fourth year after a presidential election and only to eligible federal employees in the Washington, DC, area. The USA.gov American holidays page lays out that wider federal list in calendar order.
Two patterns make the dates easier to read. Some holidays always belong to one date: January 1, June 19, July 4, November 11, and December 25. Others move by weekday, such as the third Monday in January or the fourth Thursday in November. The law behind the list appears in 5 U.S.C. 6103, the federal statute for legal public holidays.
How Federal Holiday Dates Work
There are two dates to track: the legal date and the observed workday. A fixed-date holiday can fall on Saturday or Sunday. For most federal employees, a Saturday holiday is treated on the Friday before, while a Sunday holiday is treated on the Monday after.
That rule explains why Independence Day may show on a work calendar as July 3 or July 5 in some years. The holiday is still July 4 by name, but the day off can move for pay and leave. The OPM federal holiday schedule publishes the observed dates by year.
Fixed Date Holidays
New Year’s Day, Juneteenth National Independence Day, Independence Day, Veterans Day, and Christmas Day are fixed-date holidays. They help with long-range planning because the month and day do not change. The observed weekday may change, so check the annual calendar before booking flights, arranging child care, or planning payroll.
Weekday Based Holidays
Martin Luther King Jr. Day, Washington’s Birthday, Memorial Day, Labor Day, Columbus Day, and Thanksgiving Day are tied to weekdays. These dates move each year but stay in the same part of the month. That’s why Thanksgiving can land between November 22 and November 28, while Memorial Day always lands on the last Monday in May.
Names That Can Differ
Washington’s Birthday is the federal name, but many calendars call it Presidents Day. Columbus Day can appear with another state or city name in some places. When you need an answer for work, class, court, or benefits, use the calendar from that office. The federal list gives the base date, not each local choice.
| Holiday | When It Falls | What To Check |
|---|---|---|
| New Year’s Day | January 1 | Weekend observation, payroll cutoff, bank hours |
| Birthday Of Martin Luther King, Jr. | Third Monday in January | School calendars, public events, winter travel |
| Inauguration Day | January 20 each fourth year after a presidential election | Applies only to eligible workers in the Washington, DC, area |
| Washington’s Birthday | Third Monday in February | Retail sales, school breaks, local naming |
| Memorial Day | Last Monday in May | Long weekend travel, cemetery events, summer hours |
| Juneteenth National Independence Day | June 19 | Weekend observation, school or workplace status |
| Independence Day | July 4 | Fireworks rules, travel, local event permits |
| Labor Day | First Monday in September | Back-to-school timing, travel, shipping delays |
| Columbus Day | Second Monday in October | State naming, school status, bank schedules |
| Veterans Day | November 11 | Weekend observation, parades, federal office closures |
| Thanksgiving Day | Fourth Thursday in November | Travel, grocery hours, Friday closures |
| Christmas Day | December 25 | Weekend observation, shipping cutoff, store hours |
What Changes From Year To Year
The order stays the same, but the actual day off can shift. That’s the part that trips people up. A fixed-date holiday may be observed on a nearby weekday, while a Monday holiday keeps its place in the workweek but moves to a new date each year.
State, school, and private workplace calendars can differ from the federal list. Some states rename or pair certain observances. Some schools stay open on days when federal offices close. Some employers offer floating days so staff can choose a date that fits their own schedule.
- For pay: Use your employer’s calendar, not a broad holiday list.
- For mail: Check carrier notices near the date, since carrier hours can vary.
- For travel: Book early around Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.
- For schools: Check the district calendar because teacher workdays can sit next to holiday breaks.
Federal Holidays And Common Closures
Federal holidays close many federal offices. Banks, schools, courts, trash pickup, libraries, and stores follow their own calendars. The result is simple: treat the federal list as the base, then verify the service you plan to use.
Some holidays affect errands more than others. Thanksgiving and Christmas can reshape grocery, shipping, and travel plans for several days. Veterans Day may close federal offices but leave many stores open. Columbus Day often has mixed treatment across states and school districts.
| Holiday Type | Best Planning Move | Common Surprise |
|---|---|---|
| Fixed date | Check the observed weekday for the current year | The day off may not match the calendar date |
| Monday holiday | Plan for a three-day weekend | Flights and hotels may cost more |
| Thanksgiving | Plan for Thursday plus possible Friday closures | Carrier and grocery hours may shrink |
| Inauguration Day | Check location and worker status | It is not a nationwide annual day off |
| State or school observance | Verify locally before making plans | The name or open status may differ |
A Clean Way To Use The Calendar
Start with the federal order, then add your own layer. Mark the legal holiday, the observed day off, school closures, payroll deadlines, and any travel dates. That keeps one calendar from turning into a guessing game.
For families, the biggest wins come from planning around Monday holidays and the late-year cluster from Veterans Day to Christmas. For workers, the biggest win is checking whether the paid day off follows the legal date or the observed weekday. For small businesses, the useful step is posting closure dates early so customers aren’t left guessing.
Final Planning Checklist
- Save the 11 annual federal holidays in order.
- Add Inauguration Day only when it applies to your location or job.
- Check observed dates for fixed holidays that land on weekends.
- Verify state, school, bank, and employer calendars before making plans.
- Update your calendar each year, since weekday dates shift.
Once you know the order, the US holiday calendar becomes much easier to manage. The names stay steady, the legal rules set the pattern, and your local calendar fills in the details that affect daily plans.
References & Sources
- USA.gov.“American Holidays.”Lists federal holidays and shows when they are observed in the United States.
- U.S. House Of Representatives, Office Of The Law Revision Counsel.“5 U.S.C. 6103 — Holidays.”Gives the statutory source for federal legal public holidays.
- U.S. Office Of Personnel Management.“Federal Holidays.”Publishes annual observed federal holiday dates for federal employees.