Speaking Lesson: Borrowing Money – ESL Conversation Questions

Welcome to our discussion session on borrowing money!

We will delve into the topic of borrowing money and the different situations where it becomes a necessary option.

Let’s explore the challenges and considerations involved in borrowing money for various needs.

50 Conversation Questions About Borrowing Money

  1. Have you ever borrowed money from a friend?
  2. What’s the most money you’ve ever borrowed?
  3. How do you feel about borrowing money from family members?
  4. Have you ever lent money to someone and not been paid back?
  5. Do you think it’s okay to borrow money for emergencies?
  6. What’re your thoughts on borrowing money for luxury items?
  7. How do you decide when it’s appropriate to borrow money?
  8. What do you think about borrowing money from a bank?
  9. Have you ever borrowed money to invest in something?
  10. Do you prefer borrowing money or saving up for what you want?
  11. How do you feel about asking for a loan from a financial institution?
  12. Have you ever borrowed money to travel?
  13. What’s your opinion on borrowing money for education?
  14. Do you think borrowing money can strain relationships?
  15. How do you feel about borrowing money for medical expenses?
  16. Have you ever borrowed money to start a business?
  17. What’s the longest time it took you to pay back a loan?
  18. How do you feel about borrowing money to buy a house?
  19. Have you ever borrowed money to pay off another debt?
  20. What’s your experience with borrowing money for car expenses?
  21. Do you believe in lending money to friends or family?
  22. How do you handle it when someone doesn’t pay you back money they owe you?
  23. Have you ever felt guilty about borrowing money?
  24. What’re your thoughts on borrowing money for entertainment purposes?
  25. How do you feel about borrowing money from your significant other?
  26. Have you ever borrowed money to help out a friend in need?
  27. Do you think borrowing money is a sign of financial responsibility or irresponsibility?
  28. What’s the most common reason people borrow money in your opinion?
  29. How do you feel about borrowing money to support a charity or cause?
  30. Have you ever borrowed money to pay for a wedding?
  31. What’s the most unusual thing you’ve ever borrowed money for?
  32. How do you feel about borrowing money from online lenders or apps?
  33. Do you think it’s better to borrow money from a traditional bank or a credit union?
  34. Have you ever regretted borrowing money?
  35. What’s your opinion on borrowing money to invest in stocks or cryptocurrency?
  36. How do you feel about borrowing money to renovate your home?
  37. Have you ever borrowed money to pay for a vacation?
  38. What’s your perspective on borrowing money for personal development courses or workshops?
  39. Do you think it’s important to set a repayment plan when borrowing money?
  40. How do you feel about borrowing money to buy expensive gifts for loved ones?
  41. Have you ever borrowed money to cover unexpected expenses?
  42. What’s your opinion on borrowing money to pursue a passion project?
  43. How do you handle it when a friend asks to borrow money from you?
  44. Have you ever borrowed money to pay for a pet’s medical bills?
  45. What’s your experience with borrowing money for home repairs?
  46. Do you believe in charging interest when lending money to friends?
  47. How do you feel about borrowing money to support a creative endeavor?
  48. Have you ever borrowed money to attend a special event?
  49. What’s your perspective on borrowing money for personal growth retreats?
  50. How do you feel about borrowing money to buy designer clothing or accessories?

Conversation Dialogue:

Person 1: Have you ever borrowed money from a friend before?

Person 2: Yes, I have. It was for a small emergency, and they were very understanding about it. How about you?

Person 1: I’ve never borrowed money from friends, I prefer to go to the bank for loans. Do you think it’s better to borrow from friends or financial institutions?

Person 2: It really depends on the situation. I think for small amounts or emergencies, friends can be more flexible, but for larger sums, banks might be more reliable. What do you think?

Person 1: How do you feel about borrowing money for luxury items?

Person 2: I personally try to save up for those things instead of borrowing, but I know some people who don’t mind borrowing for luxury purchases. What’s your approach to this?

Person 1: I agree with you. I think it’s important to only borrow money for necessities and not for things you can live without. Have you ever borrowed money for something you later regretted?

Person 2: Fortunately, I haven’t been in that situation yet. I try to be cautious with borrowing and only do it when absolutely necessary. How about you?

Words related to borrowing money:

  1. Loan – an amount of money borrowed from a bank or financial institution that’s expected to be paid back with interest.
  2. Debt – the state of owing money to someone or something.
  3. Repayment – the act of paying back money that was borrowed.
  4. Interest – a fee charged for borrowing money, usually a percentage of the total loan amount.
  5. Credit – the ability to borrow money from a lender with the promise of repayment based on trust.
  6. Financial Responsibility – the practice of managing money and debts in a prudent and accountable manner.

Conclusion

So, remember to think carefully before borrowing money and consider all the factors involved.

Whether it’s for an emergency or a luxury purchase, understanding the implications of borrowing is crucial.

By discussing borrowing with others, you can gain different perspectives and make more informed financial decisions.

Stay responsible and mindful when it comes to borrowing money to guarantee a positive financial future.

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